Home, Condo & Rental

Momentous provides customized insurance protection for residential homes, long-term rental properties and condominiums throughout the world. This extends to properties in the course of construction and renovation.

Our capabilities include but are not limited to:

  • Homeowners
  • Renter's Insurance
  • Landlord protection
  • Flood
  • Earthquake
  • Earthquake Deductible Buy Back
  • Course of Construction/Home Renovation Bonds
  • Equipment Breakdown

Case Study: Escrow Under Fire

In October 2007 there were many Southern California communities being affected by wildfires. The Governor declared a state of emergency in seven counties where fires were burning. More than 1,500 homes were destroyed and over 500,000 acres of land burned during that time with more homes in danger. As a result, these areas were shut down for writing new insurance policies. A client was closing escrow on a home in Valencia, an area heavily affected. Despite the ban on new business, Momentous got in touch with a senior underwriter who knew the area and convinced them that the location of the home was in a minimal exposure area. They agreed to place coverage even though the area fires were still burning. Our client closed escrow without a hitch!

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