Claims

Momentous has an in-house claims team and general counsel to assist with your claim, so you never have to deal with the insurance company on your own. As your advocate, we’ll guide you through the entire claim process and help ease the burden of your loss. We will use our market clout to aggressively pursue all available coverage to ensure your satisfaction.

Claim Assistance & Resources About Contact Claims
Overview

Monitoring Claims: As your advocate, we follow up with claim adjusters to ensure all documentation has been submitted and the claim is proceeding to settlement.

Claims Tracking & Analysis: This ongoing service allows us to identify high reserves and minimize insurance program costs on your behalf.

Coverage Analysis: Our team explores coverage issues through policy analysis, current case law and industry trends. The resulting knowledge allows us to doggedly pursue positive claim resolution even on “gray area” claims and denials.

Resources & Forms

Auto Claim Kit: To be completed after an automobile accident

SR-1: Financial Responsibility form from the DMV to be completed after an automobile accident

DWC-1: Workers’ Compensation form to be given to employees after an injury

Form 5020: Employer’s First Report of Injury

Notice Poster: Required Workers’ Compensation poster

Workers’ Compensation Time-of-Hire Packet

FAQ

I just got into a car accident. What should I do?

Stay calm. Do not admit fault. Exchange information such as Name, Phone Number, Driver’s License Number and insurance information with the other party. Take pictures of each vehicle, their damages and license plates. You can use our Auto Claim Kit to get witness information.

My employee was just injured on the job. What should I do?

In case of an emergency, have the employee seek medical attention immediately. Give a Claim Form to the injured worker to fill out. Complete an Employer’s Report of Injury and report the claim right away to Momentous.

My band was just accused of copyright infringement. Is there a policy that covers that?

An Errors & Omissions policy would respond to an allegation of copyright infringement. Please contact the Management Liability department for more details.

My former employee is suing me and my business for wrongful termination. Is there a policy that covers that?

An Employment Practices Liability policy would respond to an allegation of wrongful termination. Please contact the Management Liability department for more details.

I just lost my wedding ring. Is this covered by any of my insurance policies?

This could be covered under your Homeowners policy or under a separate Personal Articles Floater. Please contact the Personal Lines department for more details.

A customer tripped and fell at my business and says he is hurt. Is there a policy that would cover that?

A General Liability policy would respond to an allegation that a patron tripped and fell on the premises. Please contact the Commercial department for more details.