Private Client

As a Top 25 Personal Lines Broker in the United States, our strength and focus is providing insurance and risk management solutions to protect the personal assets of high net worth/high profile individuals.

Home, Condo & Rental Auto and Watercraft Umbrella & Specialty Sports Private Collections Equine

The equine specialists at Momentous Insurance Brokerage understand the passion of equine enthusiasts and professionals, and know how to address the risks they face. Our experts have an average of 20 years of experience in the insurance industry and are also accomplished equestrians who know the horse world.

Personal Equine Liability

Equine Liability provides worldwide protection against legal claims that your owned or leased horse caused bodily injury or property damage. You and your family will have the peace of mind that you have protection wherever you are training, competing or transporting your horse(s).

Mortality, Medical/Surgical & Loss of Use Coverage

Mortality Coverage offers protection against death due to a covered accident, illness or disease. You would also be protected in the event of the theft of an insured animal. Plus, you can purchase other endorsements such as Major Medical and Surgical Coverage, to reimburse veterinary expenses if your horse becomes injured or ill. Another endorsement is Loss of Use Coverage, which allows you to recoup a percentage of a show horse’s value if a covered injury renders them permanently incapable of fulfilling their intended use.

Commercial Equine Liability

We can provide customized liability protection for anyone engaged in the business of horses, including those who care for horses they do not own, and for those in the business of traveling all over the country and even the world.

  • Liability Insurance to cover home and horse operations, on and off premises, including boarding, breeding, racing, training, horse shows, and riding instruction.
  • Property Insurance to cover home and belongings, barns, sheds, owned machinery, equipment, tack and livestock.
  • Farm and Ranch Protection – Property and liability for horse-related farm and ranch operations.




"Luckily for our ranch, Christina has horses, and she explained how we could be even better protected. It is a pleasure to work with horse people."


"The Momentous Equine Division has horse people on staff, so they understand the compassion (obsession?) we have for our equine partners. They don’t keep bankers hours, and I know I can get the right answer when I need them. In addition to their knowledge, they are truly a pleasure to work with!"