Private Client

As a Top 25 Personal Lines Broker in the United States, our strength and focus is providing insurance and risk management solutions to protect the personal assets of high net worth/high profile individuals.

Home, Condo & Rental Auto and Watercraft Umbrella & Specialty Sports Private Collections Equine

Our sports division offers a competitive advantage for professional athletes, coaches, and teams, providing coverage and benefits solutions that protect personal assets, families, and the athlete’s shell/loan out corporations and non-profit organizations. We service the needs of more than 500 professional athletes in the NBA, NFL, MLB, NHL and MLS and our senior professionals average 15 years of experience. In partnership with sports agents and business advisors, we help provide solutions to protect assets and can provide support to assist with the swift resolution of claims, while continuing to evaluate clients’ changing needs.

Available Insurance Coverage Options
  • Aircraft for owned and/or chartered
  • Animal Mortality and Liability
  • Auto Insurance
  • Collector Car Insurance
  • Earthquake
  • Employment Practices Liability for domestic employees
  • Excess Liability/Umbrella
  • Flood
  • Homeowners
  • Identity Theft
  • Landlord Protection
  • Non-Profit Directors & Officers
  • Private Car Racing
  • Recreational Vehicles
  • Renter’s Insurance
  • Security assessments for all aspects of the athlete’s life
  • Watercraft, owned and chartered
Available Benefits Solutions
  • Accidental Death & Dismemberment
  • Draft Protection
  • High Limit Life Insurance
  • Medical Plans
  • Short and Long Term Disability
  • Travel Accident
Going the Extra Yard

Going the Extra Yard

After being declined by several insurance companies for his personal insurance coverages, a very prominent NFL player and his team of advisors contacted Momentous Sports Division for assistance. The insurance companies considered the player to be a “high risk” due to a combination of his high profile, lucrative contract and young age. In an effort to combat this assessment, our Personal Lines team worked diligently with the athlete and his financial advisors to create a presentation that would clearly demonstrate why the insurance company should insure this particular athlete. The presentation provided detailed insight on trends and statistics, and further empirical data related to high profile athletes. After we presented this to the insurance company, they reconsidered their original assessment of the risk and offered terms to the athlete, who is now our client.

Closing the Gap

Closing the Gap

A professional baseball contract for a Momentous client excluded certain high risk activities and hobbies. Our life and health department worked with the athlete to determine the high risk activities in which they participated, and offered a solution to cover those activities under a disability program, thereby closing the gap in the contract and protecting the athlete’s income.

He Shoots, He Scores!

He Shoots, He Scores!

A business manager called Momentous to see if we could improve on the insurance coverage being provided by another broker. The client was a young, top scoring NHL Player, who was having difficulty getting affordable auto insurance because he hadn’t been licensed long in the U.S. He previously had an international driver’s license. In record time, Momentous reviewed the insurance portfolio, consolidated the policies and broadened coverage by adding flood insurance and an umbrella policy. Finally, through negotiation with our insurance carrier, we saved the client around 20% in premium.

A Momentous Save for a Soccer Player

A Momentous Save for a Soccer Player

A Los Angeles based business manager had a client who was moving to England to play on a premier soccer team. After a complete financial analysis with the business manager, the experts at Momentous noted that the player’s contract overseas was not guaranteed and would only pay up to one year for a career ending disability. Momentous was able to secure a policy that paid an additional tax free benefit of $225,000 in the event of a career ending injury. The policy also had an additional accidental death rider for $625,000.


I just got traded to a new team. Can I get insurance quickly?

We specialize in assisting people who are busy and need to get insurance in effect quickly. By using our strength in the industry, we can help get insurance in place for our clients whether they are traded to Boston or San Francisco.

I have a foundation that has summer camps. Am I protected by my Homeowners?

No, your homeowners insurance would not protect you. However, Momentous has access to some specialty programs for sports camp insurance that offer coverage for the camp itself and accident protection for the participants.

I have some points on my driving record and drive a sports car. Can I still get car insurance for a reasonable price?

We have been able to provide insurance to those drivers with multiple points on their driving record. In many states where it is mandatory to carry auto insurance, we have been successful with getting this coverage in effect, including coverage for high performance vehicles.

I have been asked to endorse a health product. What insurance questions should I ask?

The important details are in the endorsement contract that you are signing. Key points include:
• Who will hold whom harmless?
• What are the insurance limits of the manufacturer?
• Are there any appearances that you need to make to promote the product?

Always have a qualified attorney and insurance advisor review the terms and conditions to look after your best interests.